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Archive for June, 2011

Safety Tips for a Long Road Trip

Friday, June 17th, 2011

Okay, you are finally ready for that road trip of the summer but have you gone through safety check lists to ensure you are completely ready?  Take a moment to read below for a few safety tips when planning your next road trip.

Have you completed all the maintenance on the car and checked the following:

• Fluid levels
• Time/miles since last oil change
• Tires (wear, age, signs of deterioration like cracks, etc.) & air pressure…don’t forget the spare tire!
• Windshield wiper blades

I’ve made sure to pack:

• Water in the car
• A warm jacket
• A blanket
• A first aid kit
• A flashlight
• A map or GPS

I’ve got a clear and timely plan:

• I know where I’m going
• I know how to get there
• I am allowing enough time for the trip

Some safety tips for the road:

• Get plenty of rest the night before you leave…a sleepy driver is a dangerous driver
• You drive…let your companion do everything else. Put him/her in charge of:
     o The GPS
     o The radio
     o The Blackberry and/or cell phone
     o The air conditioning
• Plan a rest stop every two hours or so
• Arriving late is better than not arriving. Slow down.

Remember that failing to plan is planning to fail. With proper planning and preparation you can have a safe and successful road trip.   Happy traveling!

New Car Insurance

Friday, June 3rd, 2011

Purchasing a new car is often a joyous occasion. You are excited to sign the paperwork and drive your new vehicle off the lot, but, before you do, keep in mind the legal ramifications of your actions. You are legally required to carry automobile insurance. Additionally, it is dangerous and costly to drive without it. We often get asked “am I automatically covered when I drive off the dealership lot with a new car?” The answer is may be no, as the process is not always automatic.

If you are currently insured, you should contact your insurer to find out the specifics of your policy. Many automotive insurance plans have some type of automatic coverage provision in place and they may give you a period of time to add a new car after purchase, however it is up to you to be a knowledgeable consumer and know the specifics of your agreement. You are still responsible for adding the new car within the parameters of your policy, as well as any additional costs that may be associated with your new car make or model. If you hear the phrases “grace period” or “30 days of free insurance” understand that only what is in the written, signed agreement is enforceable by law and you should find out the exact parameters meant by these phrases according to your policy provider. If you have already purchased a new vehicle and have not contacted your current insurance provider, please do so as soon as possible to make sure you are fully covered.

Contact PoliSeek to learn more about low cost automobile policies. If your auto insurance policy is through PoliSeek, we make it easy for you to add a new vehicle to your account.

Finding the right automobile insurance policy can help keep the process of buying a new vehicle enjoyable. Let PoliSeek help you find the right coverage at the right price for you!

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.