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Archive for February, 2010

Medium Duty Truck Insurance

Wednesday, February 24th, 2010

Do you own a pick-up truck that is larger than one ton?  If so, do you have the proper medium duty truck insurance?  If not, you could be putting yourself and others at risk.  These types of vehicles are more expensive to operate and maintain, so therefore, you should have the correct policy to cover it.

Unlike other insurance companies that can offer heavily modified auto insurance policies, or expensive business insurance policies, PoliSeek will work with its network of providers to offer you an insurance policy specifically for your medium duty truck.  Along with specialized coverage, we can offer you discounts on your policy if you have some of the following:

 •            RV Association membership
•             Safe driving course completion
•             Your truck is equipped with DRL’s (Daytime Running Lamps)
•             Anti-lock brakes
•             Has a theft deterrent system

If you need to purchase a new medium duty truck insurance policy or are thinking about switching, please contact a PoliSeek representative to help you determine the amount of coverage that is right for you!

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.

What does Homeowners Insurance Cover?

Thursday, February 18th, 2010

For a large portion of the population, a home is the most precious and most expensive asset that needs to be protected.  If your home is damaged or completely destroyed in a catastrophe, how will you afford to repair and rebuild your home?  Having the proper homeowners’ insurance policy will help you to recover in the event that something happens to your home.

The basic homeowners insurance policy provides protection if your property is damaged by fire, severe storms, tornados and/or hurricanes. Damage to your property, possessions and home are primary elements to be covered. The most important aspect, however, is the amount of coverage provided.  In many cases, homeowners insurance will also contain liability insurance to protect non family members that may be hurt on your property.

 With homeowners insurance, it’s also important to making sure that you have a large enough policy to cover your home and possessions in the event of a total loss.  People often do not purchase enough insurance, and as a result, are left with expenses to replace items they thought were covered by their standard policy.  When you purchase homeowners insurance, it is essential to estimate your property and possession value accordingly to ensure that you have the appropriate coverage.

 For more information on homeowners insurance, please contact one of our specialists at www.PoliSeek.com.

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.