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Archive for July, 2009

Mexico Vehicle Insurance

Thursday, July 23rd, 2009

Do you plan on taking a road trip to Mexico this summer and driving your own car? If so, you will need to purchase Mexico vehicle insurance. Mexico will not recognize your current policy as sufficient when traveling in the country. Without this very specialized insurance, your car will not be covered if it is damaged or stolen. Worse yet, you and your car could be detained or jailed in the event of an accident.

Poliseek.com offers many types of coverage to make sure your car is insured in Mexico. The coverages are broken down into the amount of time you need a policy for. The coverage’s offered include:
• Daily policies
• 6-12 month policies
• Policies to cover the exact duration of your trip
• Longer policies or ones for frequent or unpredictable trips in and out of Mexico

Our coverage’s are not just for vehicles. We offer Mexico insurance for motorcycles, recreational vehicles and watercraft. To make sure your vehicles are protected on your next trip to Mexico, be sure to contact the insurance specialists at http://www.poliseek.com/mexico-vehicle-insurance.

 

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.

What is Personal Effects Coverage?

Thursday, July 9th, 2009

Personal effects coverage is insurance covering the loss of personal property from a rented car. This is a very important type of coverage for several reasons. When renting a car, people often do not take into account their personal belongings and do not realize that items such as cell phones, children’s toys and luggage will be all lost if their rental car is stolen or damaged.

Your individual car insurance may not cover loss of property resulting from damage or theft involving a rental car. That’s why it is very important to understand the individual components of your rental agreement and ensure that personal effects coverage is part of the rental insurance coverage. If it is not part of the rental insurance, is it a component that can be purchased separately?

Also, most homeowner’s insurance policies will not cover anything that is stolen or damaged outside of the home, so it is still important to shop around and find the best personal effects coverage before going on that long trip to the other side of the U.S. or out of the country.

Some homeowners policies or renters insurance do cover items stolen from the car, minus your deductible. The best thing to do is to contact your insurance company and ask for the specifics on your policy. The cost of personal effects coverage when purchased separately can differ depending on the individual’s credit and driving history and in some cases can even be denied. This is why planning is of the utmost importance prior to renting your car.

 

This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein.  No warranty or appropriateness for a specific purpose is expressed or implied.